Cyril has been a real estate agent since late 2009.  Over that period of time, Cyril has seen many ups and downs and it appears to be on the "down" trend for the time being. In the past several years, buyers have witnessed a substantial increase in interest rates which has made the home buying process a bit tricky and difficult. The type of loan to consider becomes critical and whether or not to go with a 30-year fixed or maybe a 5-year ARM. If rates come down, then there would be an opportunity to refinance at a lower rate to reduce the mortgage payment.

So if you're thinking about selling, it is going to take a lot of critical analysis and empirical data to arrive at the ideal listing price. Some agents have to grapple with the decision on whether or not to engage in price reductions due to a lack of interest.

Why should you hire a broker instead of a regular salesperson? The reasons are numerous and I can list and explain them in detail during our interview. Remember, a salesperson cannot transact any real estate business unless s/he is employed and supervised by a broker.

One of the more important reasons is the broker oversees every aspect of the real estate transaction.  That begins before the property goes under contract and continues through the various stages of escrow. It's a huge task and responsibility which requires the broker to navigate through large amounts of bureaucracy.  A critical aspect of these tasks are to ensure all disclosures and documentation are signed and initialed correctly.  The reason is simple.  If the Department of Real Estate calls and wants to audit a specific transaction, every single piece of paperwork has to be in order.  It also has to be kept in the broker's office for a period of three years from the time escrow closes.  Not having the correct documentation could lead to disciplinary action, fines and/or suspension of the broker license.  So there is definitely no room for complacency.  A realtor may not think much of it but if one initial happens to be missing in the Residential Purchase Agreement, there could be serious ramifications which could possibly jeopardize the transaction.  It means you may not have a fully ratified contract under the law.  Could the entire contract be invalidated as a result of that?  It's certainly a possibility.  Does that scare you?  It most certainly scares me!  That's why I  double and triple check my work to verify and ascertain everything is in order. 

Agency is another critical element of being a broker. Agency is identifying with clarity who is representing the buyer and who is representing the seller.  An agent can actually represent both the buyer and seller (aka Dual Agency) and is legal in the State of California.  It's tricky but can be implemented successfully so long as the agent provides the right information to both parties.

One of my promises is that you will have my undivided attention throughout the process. I guarantee it! If you're in my phone contacts list and that phone rings, I will pick up or return that call within a short period of time. If you read through some of the testimonials, the promises I mention here are evidence of my commitment to you.   

Connect with me today! You'll see the GNR difference.